Blue Cross to Double Health Care Options in 2015


DETROIT — Blue Cross Blue Shield of Michigan intends to more than double its product offerings to Michigan consumers during the 2015 open enrollment period that begins Nov. 15.

“Products like our new Southeast Michigan EPO will expand choice for consumers shopping for a low-cost health insurance plan backed by quality local doctors and hospitals,”  said Terry Burke, spokesman for BCBSM. “Our Platinum plan is designed for people who want broad access and can pay a higher premium to obtain it. The bottom line is choice.  We are aiming to give people enough choices to select the right health plan for their needs.”

Burke says during 2015 open enrollment, Blue Cross intends to continue to offer its products to residents across Michigan. Highlights of the 2015 offerings include two new affordable product lines available in southeast Michigan, allowing cost-conscious consumers to select from additional affordable health plan options, as well as new plans with a designation of “extra,” which pays for unlimited primary care physician visits before deductible; unlimited specialist office visits with up to four visits before deductible; generic prescription drugs before deductible (copays will apply). They will also offer a new Platinum-level plan with both a low deductible and out-of-pocket maximum, which also includes comprehensive dental and vision coverage.

According to Burke, the Metro Detroit Exclusive Provider Organization will lower cost product options with more than 5,000 doctors in-network and coverage in Wayne, Oakland, Macomb, Livingston, St. Clair and Washtenaw counties. It will include 25 hospitals in eight hospital systems. The Metro Detroit HMO will offer coverage in Wayne, Oakland, and Macomb counties and include at least 12 hospitals in four hospital systems.