Largest Accident and Health Insurance Companies in Michigan

Ranked by 2022 Michigan Market Share, Figures in Thousands
395
Photo courtesy of MarshMcLennan Agency
Photo courtesy of MarshMcLennan Agency

1. BLUE CROSS BLUE SHIELD OF MICHIGAN MUTUAL
INSURANCE CO.
600 E. Lafayette Blvd.
Detroit
313-225-9000
bcbsm.com
Assets: $10,706,780
Surplus: $6,595,724
Michigan Direct Premiums Written: $9,809,881
Michigan Market Share: 25.51%
Type: LH-MUT

2. PRIORTY HEALTH
American Center, 27777 Franklin Rd., Ste. 1300
Southfield
800-528-8762
priorityhealth.com/aboutus
Assets: $1,913,135
Surplus: $1,241,013
Michigan Direct Premiums Written: $4,294,262
Michigan Market Share: 11.17%
Type: HMO-NP

3. BLUE CARE NETWORK
OF MICHIGAN
20500 Civic Center Dr.
Southfield
800-662-6667
bcbsm.com
Assets: $2,791,907
Surplus: $1,791,907
Michigan Direct Premiums Written: $3,952,865
Michigan Market Share: 10.28%
Type: HMO-NP

4. MERIDIAN HEALTH
PLAN OF MICHIGAN INC.
1 Campus Martius, Ste. 700
Detroit
313-324-3700
Mimerdian.com
Assets: $993,517
Surplus: $346,173
Michigan Direct Premiums Written: $2,657,305
Michigan Market Share: 6.91%
Type: HMO-P

5. MOLINA HEALTHCARE OF MICHIGAN INC.
880 W. Long Lake Rd.
Troy
888-898-7969
molinahealthcare.com
Assets: $675,351
Surplus: $206,265
Michigan Direct Premiums Written: $2,051,417
Michigan Market Share: 5.33%
Type: HMO-P

6. HEALTH ALLIANCE
PLAN OF MICHIGAN
2850 W. Grand Blvd.
Detroit
800-422-4641
hap.org
Assets: $557,769
Surplus: $188,366
Michigan Direct Premiums Written: $1,511,489
Michigan Market Share: 3.93%
Type: HMO-NP

7. UNITED HEALTHCARE COMMUNITY PLAN INC.
26957 Northwestern Hwy., Ste. 400
Southfield
800-903-5253
uhccommunityplan.com
Assets: $400,250
Surplus: $136,816
Michigan Direct Premiums Written: $1,315,705
Michigan Market Share: 3.42%
Type: HMO-P

8. BLUE CROSS COMPLETE
OF MICHIGAN
100 Galleria Officentre, Ste. 210
Southfield
800-228-8554
mibluecrosscomplete.com
Assets: $445,281
Surplus: $152,091
Michigan Direct Premiums Written: $1,231,753
Michigan Market Share: 3.20%
Type: HMO-NP

9. MCLAREN HEALTH PLAN INC.
G-3245 Beecher Rd.
Flint
888-327-0671
mclarenhealthplan.org
Assets: $450,183
Surplus: $237,362
Michigan Direct Premiums Written: $1,050,076
Michigan Market Share: 2.73%
Type: HMO-NP

10. HUMANA INSURANCE CO.
26600 Telegraph Rd., Ste. 220
Southfield
800-486-2620
humana.com
Assets: $8.917,293
Surplus: $4,113,960
Michigan Direct Premiums Written: $860,158
Michigan Market Share: 2.24%
Type: LH-STK

11. PRIORITY HEALTH CHOICE INC.
1231 E. Beltline Ave. NE
Grand Rapids
833-489-5443
priorityhealth.com/about-us
Assets: $365,837
Surplus: $215,177
Michigan Direct Premiums Written: $762,282
Michigan Market Share: 1.98%
Type: HMO-NP

12. UNITED HEALTHCARE INSURANCE CO.
26957 Northwestern Hwy., Ste. 400
Southfield
877-832-7734
uhc.com
Assets: $22,699,387
Surplus: $7,379,570
Michigan Direct Premiums Written: $712,143
Michigan Market Share: 1.85%
Type: LH-STK

13. DELTA DENTAL
PLAN OF MICHIGAN
4100 Okemos Rd.
Okemos
800-524-0149
deltadentalmi.com
Assets: $747,139
Surplus: $577,283
Michigan Direct Premiums Written: $626,242
Michigan Market Share: 1.63%
Type: HMDI

14. HUMANA DENTAL INSURANCE CO.
26600 Telegraph Rd., Ste. 220
Southfield
248-234-1352
humana.com
Assets: $294,420
Surplus: $143,250
Michigan Direct Premiums Written: $143,250
Michigan Market Share: 1.63%
Type: LH-STK

15. AETNA LIFE INSURANCE CO.
28588 Northwestern Hwy.
Southfield
248-357-7766
aetna.com
Assets: $25,501,247
Surplus: $6,134,851
Michigan Direct Premiums Written: $588,812
Michigan Market Share: 1.53%
Type: LH-STK

16. AETNA BETTER HEALTH OF MICHIGAN INC.
28588 Northwestern Hwy., Ste. 380B
Southfield
313-465-1500
Aetnabetterhealth.com/Michigan
Assets: $193,044
Surplus: $65,197
Michigan Direct Premiums Written: $399,909
Michigan Market Share: 1.04%
Type: HMO-P

17. HUMANA MEDICAL
PLAN OF MICHIGAN
26600 Telegraph Rd., Ste. 220
Southfield
800-486-2620
humana.com
Assets: $134,474
Surplus: $47,260
Michigan Direct Premiums Written: $353,436
Michigan Market Share: 0.92%
Type: HMO-P

18. PRIORITY HEALTH INSURANCE CO.
1231 E. Beltline Ave. NE
Grand Rapids
833-489-5443
priorityhealth.com/about-us
Assets: $138,887
Surplus: $69,368
Michigan Direct Premiums Written: $328,693
Michigan Market Share: 0.85%
Type: LH-STK

19. UPPER PENINSULA
HEALTH PLAN
853 W. Washington St.
Marquette
906-225-7500
uphp.com
Assets: $133,843
Surplus: $59,747
Michigan Direct Premiums Written: $321,866
Michigan Market Share: 0.84%
Type: HMO-P

20. ALLIANCE HEALTH AND LIFE INSURANCE CO.
(Part of Health Alliance Plan of Michigan)
2850 W. Grand Blvd.
Detroit
313-872-8100
hap.org
Assets: $152,677
Surplus: $41,123
Michigan Direct Premiums Written: $316,142
Michigan Market Share: 0.82%
Type: LH-STK

SUBTOTALS
Assets: $78,212,424
Surplus: 29,742,977
Michigan Direct Premiums Written: $33,770,137
Michigan Market Share: 87.82%

Key/Definitions:
HMDI (Health, Medical, Dental Indemnity): Nonprofit insurance carriers governed under specific Michigan laws.
HMO-P, NP (Health Maintenance Organization – For Profit/Not for Profit): Deliver health care through contracted providers.
LH-STK (Life and Health –
Stock Companies): Stockholder-owned companies authorized to sell life insurance or health insurance.
Assets: Investments, cash on hand, items of value.
Surplus: Assets minus obligations.
Michigan Direct Premiums Written: Premiums written directly to Michigan consumers from insurance companies.

Source: Michigan Department of Insurance and Financial Services, 2022 Annual Report (for 2021 activity)